Going away from home is a big step for your college freshman. But remember, they aren’t just leaving home, they’re also leaving doctors and other health care professionals that they’ve relied upon.
Here’s how you can help your student get health care established in their new city.
Insurance Options
Your college or university’s student health plan may be an affordable way to have your student’s health care needs met.
If
your student is staying in the same state as you, you can keep them on
your plan as long as they are a dependent under the age of 26. If
they’re in a different state, they can apply for coverage with you, but
be aware of the plan’s limitations in their area. They can apply for
their own plan in the state where they go to school.
For
students that are older than 26 and not claimed as a dependent, they
can fill out their own application on the health care marketplace, even
if they still live with their parents.
Finding a Doctor
For
simple health needs, most campuses have a health clinic that serves the
student population. Usually, these clinics diagnose and treat minor
illnesses and injuries, test for and treat sexually transmitted diseases
and handle preventive care. They may be able to give immunizations and
handle some mental health issues.
Charges
for these services may be waived or minimal. Talk to the student
services department to learn more about your campus’ services.
If
the campus doesn’t have a clinic or the student is not comfortable
getting care there, talk to your family doctor or other health care
professional at home about finding a doctor in your new town. Your
family doctor may know of a colleague in the area accepting patients or
be part of a network with connections there.
Establishing Care
Once
your student finds a doctor, they should get care established as soon
as they are able and not wait until they’re sick. This will allow the
doctor to take a full medical history and address any concerns without
the added stress of an urgent or even emergent situation. They can help
manage prescriptions and any chronic conditions without having to go
through parents.